Delaney Blog

Property Insurance Questions

Dissecting the insurance definition of property damage Coverage Q&A JAN 24, 2018 | BY FC&S EDITORS ISO HO-3 defines "Property damage" means physical injury to, destruction of, or loss of use of tangible property. Question: A policyholder has an ISO HO-3. The carrier has utilized the defined phrase of "property damage" in determining coverage for a homeowners claim made under Section I of the policy. I have reviewed Section I of the policy and cannot locate the defined phrase of "property damage". The phrase "property damage" only exists under Section II. Section I only contains the word "damage" not "property damage". Is it accurate or appropriate for the carrier to cite and rely on the de

Addiction Reality

At one time or another in our lives, we have either encountered some form of addiction or know of someone who has been addicted to something. Addiction isn't always about drugs, alcohol, or smoking....it encompasses much more. Some other issues which we often don't consider addictions include constant shopping in stores or places like ebay, gambling, selfies, perfectionism, social media, excercise....it goes on and on. I am sure you get the idea. When we are addressing addiction, we are discussing whatever impacts your life or those around you. Don't get it wrong, it's not necessarily an addiction if you like to to something and enjoy it.....but can you 'turn it off' or have you changed y

What Makes Us Different?

So many people tend to take things at face value and not give the proper due dilligence to correctly justify making decisions off of that initital assessment. Our company is the recipient of that type of pattern behavior. So many people view us as jsut another insurance company. You know, autos, home, motorcycles, etc. Delaney Insurance is so much more than that perception. 1. We do provide those coverages but they are not our emphasis. 2. We do specialize in Business and Health Insurance for ALL types of businesses. 3. By providing excellence in Business & Health Insurance, we offer the other coverages to help our customers keep things simple by having All their insurance needs met in

Workplace Violence Issue

I want to provide all of you the capablility of reading the current and very salient issue of Safety Decisions Magazine published by EHS/BLR. It has great input on Workplace Violence and how to avoid it. Click HERE for the full magazine. Please take the time to read it. This is powerful information which could save lives. As you know, Compliance & Safety First is also an ALICE Certified Trainer for the Active Shooter Response Training for Civilians. We take saving lives very seriously and can help pass on the crucial information to your company. It is very real and powerful. Let us know if we can help you.

7 Deadly Skills of the Perfect Employee

I would like to thank Skillsoft for providing the information in todays posting. Your employees can either make or break your business. Don't think so? What about when you went to that department store ready to pick up that new whatever and no one would even acknowledge you were there much less take your hard earned money? What about that service you didn't get when you went to that special restaurant? What about when you asked where something was and the employee mumbled something about not their department and turned away? What about that last ......you get it...right? If your employees are just there to fill a position....you loose! If they are automatons just going through the motio

Nanomaterial Guidance

Sometimes, It’s the Little Things That Get You: New Guidance on Engineered Nanomaterials January 9, 2018 When Martians invaded Earth in H.G. Wells’s novel, War of the Worlds, none of Earth’s armies and none of Earth’s weapons could stop their relentless march. What ultimately saved humanity? A microscopic bacterium. As the unfortunate Martian invaders discovered, sometimes it’s the little things that get you. In a nonfiction analogue, researchers who work with engineered nanoparticles are finding that their march of progress could be derailed, if they’re not careful, by their very tiny creations. Dr_Microbe / iStock / Getty Images Plus / Getty Images Regulatory agencies and nongovernment org

OSHA RecordKeeping Forms

This post is the second half of the requirements OSHA has established certain requirements for Recordkeeping of Injuries which occur at work. This video was published by OSHA to help business owners understand what is required. If you have any questions at all, feel free to contact us at 909-481-7222 or email us at: Compliance@delaneyins.com We Will Help! Here is a short video on what to report and how to report injuries at your work or jobsite. Click HERE for the video.

Injury Reports to OSHA and When to Do So....

Reporting Serious Injury or Death We all are a little bit confused as to what process we are to start and what procedure we must follow when someone is sriously hurt. We are all a little shaken and it is hard to think straight in times of crisis. OSHA has helped set the guidelines which make it pretty simple to follow. I do agree there are incidents which happen of which need some extra consideration, but mostly, these guidelines should help in most situations you encounter. All employers, regardless of size, must immediately report all incidents that result in any of the following: Death of an employee Hospitalization of an employee for more than 24 hours for treatment other than observat

EPA Targets PFAS

EPA Targets PFAS—But Is Your State Ahead of the Game? Chemicals Clare Condon Tuesday - January 2, 2018 The U.S. Environmental Protection Agency (EPA) recently launched an initiative to address per- and polyfluoroalkyl substances (PFAS). The federal initiative will basically provide information and support state attempts to regulate the substances. States and the EPA are also keeping an eye on alternatives developed to replace PFAS. How are these efforts affecting your operations? What Are PFASs? PFASs are a large group of man-made chemicals that have been used in industry and consumer products since the 1950s. They are persistent, meaning they stay in the bodies of humans and animals for a l

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Tel: 909-481-7222

DELANEY Insurance Agency, Inc.

CONTACT US

Email:      compliance@delaneyins.com
Address:   Delaney Insurance Agency, Inc.

               8231 White Oak Ave.
               Rancho Cucamonga, CA 91730
Phone:     909-481-7222

Fax:         909-481-7217

License     0725700

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Serving the following cities: Rancho Cucamonga, Ontario, Fontana, Upland, Chino, Chino Hills, Montclair, Caremont, Pomona, LaVerne, San Dimas, Rialto, Bloomington, Riverside, San Bernardino, Loma Linda, Crestmore Heights, Jurupa Valley, Corona, Castle Park, Orange, Azusa, Covina, West Covina, Walnut, Los Angeles, Pasadena, Baldwin Park, Hacienda Heights, Rowland Heights, La Habra, Whittier, Industry, El Monte, Temple City, Fullerton, Buena Park, Yorba Linda, Placentia, Brea