Delaney Blog

Nanoparticles: The next asbestos?

Nanoparticles are found everywhere and have some great benefits. But they're so small that they may also increase exposure to toxic substances. Unlike asbestos, which is usually contained, nanoparticles can be found anywhere in anything. Nanotechnology, a relatively new technology, has the potential for significant impact on society. The invention of microscopes that can see atomic-sized particles made it possible for scientists to develop a wide variety of uses for nanoparticles. Besides being extremely small, Christine Barlow stated in her article, "They are generally from 1 to 100 nanometers, that is, one-billionth of a meter. A two-nanometer-size particle is more than 10 billion times s

Workplace Violence and the Law

Under the General Duty Clause, Section 5(a)(1) of the Occupational Safety and Health Act (OSHA) of 1970, employers are required to provide their employees with a place of employment that "is free from recognizable hazards that are causing or likely to cause death or serious harm to employees." The courts have interpreted OSHA's general duty clause to mean that an employer has a legal obligation to provide a workplace free of conditions or activities that either the employer or industry recognizes as hazardous and that cause, or are likely to cause, death or serious physical harm to employees when there is a feasible method to abate the hazard. Violations of the OSHA regulations can result i

Safe Trenching

Every year, around 50 people are killed in trench/shoring collapses and thousands more are injured. As the owner of your business, it is YOUR responsibliity to make sure your crews are properly trained on the correct process, procedure, and implementation of the safety rules for your employees. If you do not have any training records showing that you have done so, you could be in big trouble. The best way to provide the proof you need and to protect you as well as the company, is to provide the proper training and document ALL who attended on a roster sheet with the topic heading listed. IT would be beneficial to also have the date and time on the record. Then, you are responsbile to keep t

Work Comp Fundamentals to Save Costs

If you are in business and have even one employee, you have Workers Compensation. Now, I'm not going to write about who is the best and has the lowest price....that always changes. What I am going to write about, is how to save money by implementing Work Comp Fundamentals. We are all aware that if you don't monitor something, how can you make any decisions at all on any aspect of it? Your Work Comp price is based off your type of industry, your actual payroll and your prior losses. The following are all questions you need to know and understand not only what the data provides you, but also what it means. So let's start with first things first. 1. How many claims do you have? 2. What cause

Cost of Claims

I had just passed on some information of which I thought was pretty revealing concerning Workers Compensation Claims....their acceptance or I thought I would pass it on to all. In a 25 year research study of 273,000 claims from 150 employers....the following information is surprisingly eye opening in relation to accepting or denying claims. 1. Claim denial rate has increased between 2013 & 2017. 2. 67% of denied claims convert to paid claims within a year. 3. Claims denied then paid cost $15,694 on average 4. Claims accepted then paid cost $10,153 on average 5. So by denying claims, you increase your costs by 55% over claims paid without first getting denied. For those

Heat Stroke is Serious Folks

Heat Stroke is a very serious matter folks. Especially to those who work outside or in an open door environment, which includes those shops who just lift their sliding doors open when it's hot. OSHA doesn't have regulations directly regarding Heat Illness....but the OSH act does cover is issue. It states you are required to have a Heat Illness & Injury Prevention Program training if you are exposed to the open door work environment or work directly outside. The rules come into play with temperatures over 80 degrees....but remember, the actual Heat Index is adjusted for humidity and wind. So it could be very much hotter than the thermostat shows....which can cause heat exhaustion and coul

Free IIPP Recording Policy

In our coninuing efforts to help all businesses, we have attached a copy of the Recording Policy for your IIPP Manual. You are more than welcome to review and use it however you deem correct for your company. The Recording Policy is one of the 8 required sections of your company IIPP. If you don't have all 8 sections properly addressed, that could mean a fine or penalty if inspected. If you need ANY help with YOUR IIPP Manual or any other Safety Issue, just send us an email or call us at or 909-481-7223

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Tel: 909-481-7222

DELANEY Insurance Agency, Inc.


Address:   Delaney Insurance Agency, Inc.

               8231 White Oak Ave.
               Rancho Cucamonga, CA 91730
Phone:     909-481-7222

Fax:         909-481-7217

License     0725700

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Serving the following cities: Rancho Cucamonga, Ontario, Fontana, Upland, Chino, Chino Hills, Montclair, Caremont, Pomona, LaVerne, San Dimas, Rialto, Bloomington, Riverside, San Bernardino, Loma Linda, Crestmore Heights, Jurupa Valley, Corona, Castle Park, Orange, Azusa, Covina, West Covina, Walnut, Los Angeles, Pasadena, Baldwin Park, Hacienda Heights, Rowland Heights, La Habra, Whittier, Industry, El Monte, Temple City, Fullerton, Buena Park, Yorba Linda, Placentia, Brea