A Rancho Cucamonga Commercial Insurance Co.
Inland Marine & Transportation in Rancho Cucamonga
Property insurance for property in transit over land, certain types of moveable property, instrumentalities of transportation (such as bridges, roads, and piers, instrumentalities of communication (such as television and radio towers), and legal liability exposures of bailees. Many inland marine coverage forms provide coverage without regard to the location of the covered property; these are sometimes called "floater" policies. Some examples of Inland Marine needs would be:
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Contractors equipment
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Green building
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Testing
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Millwright and rigger's
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Renewable energy construction
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Specialized equipment
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Transit
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Motor Truck Cargo (covers the goods being carried by an insured trucker)
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Transportation Form (covers goods shipped by or to our insured via common carrier)
For the Entrepreneurial businesses, Inland Marine could cover:
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Computers/computer systems
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Tools and equipment for artisan contractors (from mobile equipment to hand tools)
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Fine Art Dealers/Galleries (covers the fine art and tools/equipment used in conjunction with fine art)
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Photographers camera equipment
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Pet Groomers (covers their equipment, especially for those with mobile operations)
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Veterinarians (covers their equipment, especially when portable in nature)
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Vending Machine Form - used to cover vending machines (not the contents)
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Dealers Service Form - covers equipment used by servicing contractors / installers (appliances, flooring, plumbers, etc.)
Whether by land, rail, air, or water, commercial transportation is driving today’s economy. Innovative companies are hiring more drivers and continuing to search for the next sustainable, efficient transportation solution.
With the increase in innovation and people, comes increased risk. Our dedicated industry specialists are committed to developing timely products and services that help today’s transportation companies manage their exposures with the utmost efficiency.
Delaney Insurance Agency, Inc. works with clients to design standard and specialized casualty programs developed to minimize gaps and duplication of coverages to the extent practical, minimize exposures and reduce claims and overall loss costs.
As our client, businesses get where they want to go—faster, more efficiently and with a genuine partner committed to the transportation industry.
Equipment Breakdown
Protecting Your Business Against Equipment Breakdown
No matter the size or type of business you own, your equipment and technology help keep your operation running. Without fully functioning equipment, how would your business fare financially? While standard property insurance protects you against external causes of loss, such as fire, losses resulting from equipment failure—such as a short circuit or power surge—may not be covered. Liberty Mutual Insurance offers packaged or stand-alone equipment breakdown coverage for these types of losses.
Types of equipment covered include:
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Boilers
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Computers and telecommunications systems
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Diagnostic equipment
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Mechanical and electrical equipment
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Pressure vessels
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Production machinery
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Refrigeration and air-conditioning equipment
Coverage Options
Equipment breakdown insurance can cover more than the cost to repair or replace your equipment. It can cover lost income if you need to temporarily shut down, the extra expenses needed to continue running your business while equipment is being fixed, or the lost value of spoiled or contaminated products. It can even cover losses and expenses your business may incur if normal operations are interrupted by an off-site equipment-related failure.
Dedicated Support for Complex Programs
If your business has more complex needs, our dedicated team that focuses on equipment breakdown underwriting, risk engineering, and claims can help ensure you have the right coverage and services.
You can also benefit from on-site visits with our in-house, risk engineering consultants, who provide assistance in meeting your safetyl obligations and offer recommendations to safeguard your equipment and property against risks.
